Features
Everything you need to take control of your money.
Six pillars, built to work together. Budgeting, categorization, importing, bills, goals, and reports — without the surveillance, without the feature creep, without the nonsense.
Zero-Based Budgeting
Give every dollar a job before the month starts. Our budget view makes it obvious what's assigned, what's left, and what's at risk — all in a single scannable layout.
- Month-by-month assignment, not vague category caps
- Biweekly paycheck math done automatically
- Overspending instantly visible, not buried in a report
Monthly budget
$0 leftAI-Powered Categorization
Our private AI reads your transaction descriptions and learns your household's shopping habits. Categorization happens on our own servers — never sent to OpenAI, Google, or anyone else.
- 98%+ accuracy after the first month
- Learns your specific merchants and habits
- Runs on our private GPU cluster, not a public API
Auto-categorizing
TRADER JOES #421
SHELL 00-789234
NETFLIX.COM
ACME PAYROLL
Automatic Bank Import
Connect your checking, savings, and credit cards through Plaid in under two minutes. We get read-only access to transactions — we never see your bank password, and we can't move money.
- 11,000+ banks and credit unions supported
- Nightly sync, manual refresh anytime
- 256-bit encryption end-to-end, SOC 2 infrastructure
Connected accounts
Chase Checking
Checking · ••4521
Ally Savings
Savings · ••8834
Amex Platinum
Credit Card · ••1002
Recurring Bills & Income Detection
Unveiled Budget watches your transaction history and identifies recurring charges — rent, insurance, subscriptions, paychecks — automatically. You confirm once, and we handle the rest.
- Detects biweekly, semi-monthly, monthly, and quarterly patterns
- Forecasts upcoming bills so you're never caught off-guard
- Surfaces subscription creep before it costs you
Detected recurring
Rent
Monthly · 1st
$1,520
Next: May 1
Car Insurance
Every 6 months
$624
Next: Jul 14
Spotify Family
Monthly · 18th
$16.99
Next: Apr 18
Paycheck
Biweekly · Fri
+$2,840
Next: Apr 12
Goals & Debt Payoff Planning
Set real goals — emergency fund, down payment, debt-free date — and watch the timeline update as you assign dollars each month. No guilt, no gimmicks, just honest projections.
- Snowball and avalanche debt strategies built in
- Auto-adjusting ETAs based on your real progress
- Savings goals that sync with your budget categories
Goals & debt
$7,400 of $10,000
$18,200 of $45,000
$4,200 of $6,400
Real Reports, Not Vanity Charts
We don't do confetti charts. We do the reports you actually need: spending by category, net worth over time, budget-vs-actual, cashflow forecasts. Information-dense, opinion-free.
- Monthly and annual spending breakdowns
- Net worth tracking across all accounts
- Cashflow forecasts 6 months ahead
Spending by month
Last 6 monthsAnd all the things you'd expect.
The small stuff matters too.
Try it all free
Features are nothing without follow-through.
Spend 10 minutes setting it up and see if it clicks. If not, walk away — no hard feelings.
30 days free. No credit card required.